| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Bank of Tennessee | Bank | 1 | $127.4M | 52.77% |
| 2 | Clinchfield Federal Credit Union | Credit union | 1 | $114.0M* | 47.23% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $241.5M | 2 | 2 | Bank of Tennessee | 52.8% | 5,015 |
| 2024 | $204.3M | 2 | 2 | Clinchfield Federal Credit Union | 53.9% | 5,031 |
| 2023 | $213.9M | 2 | 2 | Clinchfield Federal Credit Union | 56.8% | 5,091 |
| 2022 | $214.4M | 2 | 2 | Clinchfield Federal Credit Union | 56.6% | 5,087 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.