| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Lawrence Bank | Bank | 2 | $145.9M | 41.86% |
| 2 | Regions Bank | Bank | 1 | $132.3M | 37.96% |
| 3 | Johnsonville Tva Employees Credit Union | Credit union | 1 | $37.4M* | 10.74% |
| 4 | Traditions First Bank | Bank | 1 | $32.9M | 9.45% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $348.6M | 4 | 5 | Lawrence Bank | 41.9% | 3,398 |
| 2025 | $387.4M | 4 | 5 | F&M Bank | 38.6% | 3,017 |
| 2024 | $297.4M | 4 | 5 | F&M Bank | 49.1% | 3,489 |
| 2023 | $295.7M | 4 | 5 | F&M Bank | 47.6% | 3,356 |
| 2022 | $287.1M | 4 | 5 | F&M Bank | 47.7% | 3,362 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.