| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Hardin County Bank | Bank | 4 | $516.9M | 64.48% |
| 2 | Central Bank | Bank | 2 | $110.9M | 13.84% |
| 3 | Truist Bank | Bank | 1 | $53.7M | 6.70% |
| 4 | CB&S Bank, Inc. | Bank | 2 | $47.7M | 5.95% |
| 5 | The Peoples Bank | Bank | 1 | $45.4M | 5.66% |
| 6 | Home Banking Company | Bank | 1 | $14.9M | 1.86% |
| 7 | Tennessee River Federal Credit Union | Credit union | 1 | $11.1M* | 1.38% |
| 8 | Hardin County Hospital Employees Credit Union | Credit union | 1 | $1.1M* | 0.14% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $801.7M | 8 | 13 | The Hardin County Bank | 64.5% | 4,467 |
| 2024 | $744.7M | 7 | 12 | The Hardin County Bank | 65.0% | 4,579 |
| 2023 | $729.1M | 7 | 12 | The Hardin County Bank | 66.8% | 4,787 |
| 2022 | $739.1M | 7 | 12 | The Hardin County Bank | 66.9% | 4,805 |
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