| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Hardin County Bank | Bank | 4 | $553.6M | 64.64% |
| 2 | Central Bank | Bank | 2 | $124.1M | 14.49% |
| 3 | Truist Bank | Bank | 1 | $55.8M | 6.51% |
| 4 | CB&S Bank, Inc. | Bank | 2 | $50.5M | 5.89% |
| 5 | The Peoples Bank | Bank | 1 | $46.9M | 5.47% |
| 6 | Home Banking Company | Bank | 1 | $17.4M | 2.04% |
| 7 | Tennessee River Federal Credit Union | Credit union | 2 | $7.2M* | 0.84% |
| 8 | Hardin County Hospital Employees Credit Union | Credit union | 1 | $938K* | 0.11% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $856.4M | 8 | 14 | The Hardin County Bank | 64.6% | 4,500 |
| 2025 | $801.7M | 8 | 13 | The Hardin County Bank | 64.5% | 4,467 |
| 2024 | $744.7M | 7 | 12 | The Hardin County Bank | 65.0% | 4,579 |
| 2023 | $728.9M | 7 | 12 | The Hardin County Bank | 66.8% | 4,790 |
| 2022 | $738.9M | 7 | 12 | The Hardin County Bank | 66.9% | 4,808 |
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