| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Commercial Bank | Bank | 5 | $582.7M | 45.57% |
| 2 | First Century Bank | Bank | 5 | $371.0M | 29.01% |
| 3 | Hearthside Bank Corporation | Bank | 2 | $141.7M | 11.08% |
| 4 | Enrichment Federal Credit Union | Credit union | 1 | $95.6M* | 7.48% |
| 5 | Y-12 Federal Credit Union | Credit union | 1 | $87.8M* | 6.86% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.28B | 5 | 14 | Commercial Bank | 45.6% | 3,144 |
| 2025 | $1.22B | 6 | 14 | Commercial Bank | 43.5% | 3,030 |
| 2024 | $1.14B | 5 | 13 | Commercial Bank | 49.5% | 3,541 |
| 2023 | $962.1M | 5 | 13 | Commercial Bank | 45.5% | 3,245 |
| 2022 | $859.1M | 5 | 13 | Commercial Bank | 45.3% | 3,183 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.