| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Commercial Bank | Bank | 5 | $530.1M | 44.06% |
| 2 | First Century Bank | Bank | 4 | $369.0M | 30.67% |
| 3 | Hearthside Bank Corporation | Bank | 2 | $134.2M | 11.15% |
| 4 | Enrichment Federal Credit Union | Credit union | 1 | $91.5M* | 7.61% |
| 5 | Y-12 Federal Credit Union | Credit union | 1 | $78.3M* | 6.51% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.20B | 5 | 13 | Commercial Bank | 44.1% | 3,107 |
| 2024 | $1.12B | 4 | 12 | Commercial Bank | 50.2% | 3,646 |
| 2023 | $946.2M | 4 | 12 | Commercial Bank | 46.2% | 3,351 |
| 2022 | $838.0M | 4 | 12 | Commercial Bank | 46.4% | 3,337 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.