| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Citizens Community Bank | Bank | 5 | $491.8M | 30.13% |
| 2 | Citizens & Northern Bank | Bank | 6 | $467.3M | 28.63% |
| 3 | Pennsylvania State Employees Credit Union | Credit union | 1 | $308.8M* | 18.92% |
| 4 | Northwest Bank | Bank | 4 | $208.6M | 12.78% |
| 5 | First Heritage Federal Credit Union | Credit union | 2 | $155.7M* | 9.54% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.63B | 5 | 18 | First Citizens Community Bank | 30.1% | 2,340 |
| 2024 | $1.68B | 5 | 18 | First Citizens Community Bank | 32.1% | 2,438 |
| 2023 | $1.66B | 5 | 18 | Citizens & Northern Bank | 30.0% | 2,327 |
| 2022 | $1.58B | 5 | 18 | First Citizens Community Bank | 29.3% | 2,289 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.