| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Pennsylvania State Employees Credit Union | Credit union | 1 | $565.3M* | 28.09% |
| 2 | First Citizens Community Bank | Bank | 5 | $537.3M | 26.70% |
| 3 | Citizens & Northern Bank | Bank | 6 | $470.9M | 23.40% |
| 4 | Northwest Bank | Bank | 4 | $223.9M | 11.13% |
| 5 | First Heritage Federal Credit Union | Credit union | 2 | $166.3M* | 8.27% |
| 6 | Palco FCU | Credit union | 1 | $48.5M* | 2.41% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $2.01B | 6 | 19 | Pennsylvania State Employees Credit Union | 28.1% | 2,248 |
| 2025 | $1.63B | 5 | 18 | First Citizens Community Bank | 30.1% | 2,340 |
| 2024 | $1.68B | 5 | 18 | First Citizens Community Bank | 32.1% | 2,438 |
| 2023 | $1.66B | 5 | 18 | Citizens & Northern Bank | 30.0% | 2,327 |
| 2022 | $1.58B | 5 | 18 | First Citizens Community Bank | 29.3% | 2,288 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.