| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First United Bank and Trust Company | Bank | 7 | $3.54B | 87.86% |
| 2 | First Texoma National Bank | Bank | 3 | $157.3M | 3.90% |
| 3 | Shamrock Bank, N.A. | Bank | 2 | $138.3M | 3.43% |
| 4 | Simmons Bank | Bank | 2 | $74.2M | 1.84% |
| 5 | Vision Bank | Bank | 1 | $62.4M | 1.55% |
| 6 | Texoma Educators Federal Credit Union | Credit union | 1 | $37.6M* | 0.93% |
| 7 | American Nation Bank | Bank | 1 | $20.1M | 0.50% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $4.03B | 7 | 17 | First United Bank and Trust Company | 87.9% | 7,753 |
| 2024 | $3.98B | 7 | 17 | First United Bank and Trust Company | 87.9% | 7,755 |
| 2023 | $4.07B | 7 | 17 | First United Bank and Trust Company | 88.7% | 7,898 |
| 2022 | $2.91B | 7 | 17 | First United Bank and Trust Company | 84.2% | 7,142 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.