| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First United Bank and Trust Company | Bank | 7 | $3.43B | 87.33% |
| 2 | First Texoma National Bank | Bank | 3 | $160.3M | 4.09% |
| 3 | Shamrock Bank, N.A. | Bank | 2 | $145.1M | 3.70% |
| 4 | Simmons Bank | Bank | 2 | $69.7M | 1.78% |
| 5 | Vision Bank | Bank | 1 | $68.7M | 1.75% |
| 6 | Texoma Educators Federal Credit Union | Credit union | 1 | $36.2M* | 0.92% |
| 7 | American Nation Bank | Bank | 1 | $17.1M | 0.43% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $3.92B | 7 | 17 | First United Bank and Trust Company | 87.3% | 7,664 |
| 2025 | $4.03B | 7 | 17 | First United Bank and Trust Company | 87.9% | 7,753 |
| 2024 | $3.98B | 7 | 17 | First United Bank and Trust Company | 87.9% | 7,755 |
| 2023 | $4.07B | 7 | 17 | First United Bank and Trust Company | 88.7% | 7,901 |
| 2022 | $2.91B | 7 | 17 | First United Bank and Trust Company | 84.2% | 7,147 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.