No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $691.5M | $577.7M | $478.1M | $66.0M | $5.3M | 1.54% | 3.89% | 0.70% |
| Q1 2026 | $688.3M | $576.3M | $475.7M | $64.6M | $2.7M | 1.57% | 3.79% | 0.76% |
| Q4 2025 | $684.1M | $565.8M | $468.0M | $63.4M | $10.3M | 1.52% | 3.72% | 0.80% |
| Q3 2025 | $682.3M | $576.5M | $456.3M | $62.4M | $7.6M | 1.51% | 3.66% | 0.80% |
| Q2 2025 | $684.3M | $579.7M | $448.5M | $58.6M | $4.9M | 1.47% | 3.60% | 0.90% |
| Q1 2025 | $672.7M | $569.4M | $454.3M | $57.5M | $2.3M | 1.41% | 3.49% | 1.30% |
| Q4 2024 | $651.7M | $553.0M | $448.7M | $53.4M | $8.8M | 1.35% | 3.37% | 0.93% |
| Q3 2024 | $665.3M | $549.0M | $452.8M | $56.0M | $7.0M | 1.43% | 3.36% | 1.18% |
Loan mix (Q2 2026): real estate $387.8M · commercial $38.8M · consumer $18.0M · securities $150.3M
| Ratio | American Nation Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.54% | 1.28% | 65th | |
Return on equity Annualized net income ÷ equity or net worth | 16.4% | 12.4% | 73th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.89% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 62.8% | 61.2% | 55th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | American Nation Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | American Nation Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | American Nation Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | American Nation Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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