Quail Creek Bank
Total assets
$831.2M
▲ +5.4% YoY
Deposits
$756.5M
▲ +5.5% YoY
Loans
$612.4M
▲ +2.4% YoY
Offices
1
QUAIL CREEK BANCSHARES INC
ROA (annualized)
1.72%
peers 1.28%
ROE (annualized)
19.21%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | Quail Creek Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.4% | +4.9% | +0.5 pts |
| Deposit growth (YoY) | +5.5% | +4.3% | +1.2 pts |
| Loan growth (YoY) | +2.4% | +5.3% | -3.0 pts |
| ROA | 1.72% | 1.28% | +0.4 pts |
| ROE | 19.2% | 12.4% | +6.8 pts |
ROA ranks in the 77th percentile of its peer group · Q2 2026
Profile
- Established
- 1974
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- QUAIL CREEK BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 12201 N May Ave, Oklahoma City, OK, 73120
- County
- Oklahoma
- Metro area
- Oklahoma City, OK
- Offices
- 1
- FDIC cert #
- 21848
- RSSD ID
- 507152
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $831.2M | $756.5M | $612.4M | $72.2M | $7.1M | 1.72% | 4.17% | 0.57% |
| Q1 2026 | $826.5M | $748.9M | $609.5M | $75.2M | $3.5M | 1.71% | 4.15% | 0.96% |
| Q4 2025 | $821.9M | $743.3M | $610.4M | $74.8M | $13.9M | 1.75% | 4.31% | 0.94% |
| Q3 2025 | $798.5M | $724.3M | $609.2M | $70.9M | $10.5M | 1.78% | 4.32% | 0.89% |
| Q2 2025 | $788.3M | $717.2M | $598.3M | $68.2M | $6.9M | 1.77% | 4.29% | 0.43% |
| Q1 2025 | $781.2M | $706.0M | $589.3M | $72.5M | $3.4M | 1.74% | 4.24% | 0.21% |
| Q4 2024 | $781.0M | $704.0M | $596.0M | $73.7M | $14.8M | 1.88% | 4.34% | 0.27% |
| Q3 2024 | $781.8M | $707.2M | $601.1M | $71.4M | $11.6M | 1.98% | 4.32% | 0.21% |
Loan mix (Q2 2026): real estate $585.0M · commercial $29.0M · consumer $5.5M · securities $140.4M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Quail Creek Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.72% | 1.28% | 77th | |
Return on equity Annualized net income ÷ equity or net worth | 19.2% | 12.4% | 85th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.17% | 3.89% | 66th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 56.8% | 61.2% | 37th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Quail Creek Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Quail Creek Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Quail Creek Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Quail Creek Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- First Liberty BankOklahoma City, OK · $885.0M
- SpiritBankTulsa, OK · $912.8M
- F&M BankEdmond, OK · $915.3M
- Valliance BankOklahoma City, OK · $923.3M
- Security BankTulsa, OK · $939.0M
- First National Bank of OklahomaOklahoma City, OK · $949.9M
Selling to Quail Creek Bank?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.