| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Bell Bank | Bank | 1 | $298.1M | 37.05% |
| 2 | Lincoln State Bank | Bank | 3 | $111.9M | 13.91% |
| 3 | First Community Credit Union | Credit union | 2 | $84.0M* | 10.44% |
| 4 | Old National Bank | Bank | 1 | $77.9M | 9.68% |
| 5 | Gate City Bank | Bank | 1 | $65.5M | 8.15% |
| 6 | Wells Fargo Bank, National Association | Bank | 1 | $64.6M | 8.03% |
| 7 | American Federal Bank | Bank | 1 | $39.9M | 4.96% |
| 8 | Peoples State Bank, Fairmount, N. D. | Bank | 2 | $35.6M | 4.43% |
| 9 | BMO Bank National Association | Bank | 1 | $27.1M | 3.36% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $804.6M | 9 | 13 | Bell Bank | 37.0% | 1,955 |
| 2025 | $788.2M | 9 | 13 | Bell Bank | 37.1% | 1,942 |
| 2024 | $805.2M | 10 | 14 | Bell Bank | 34.6% | 1,744 |
| 2023 | $747.4M | 10 | 14 | Bell Bank | 30.8% | 1,560 |
| 2022 | $770.3M | 10 | 14 | Bell Bank | 28.8% | 1,485 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.