| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Merchants Bank | Bank | 1 | $111.0M | 32.83% |
| 2 | First International Bank & Trust | Bank | 1 | $81.9M | 24.21% |
| 3 | Old National Bank | Bank | 1 | $75.5M | 22.32% |
| 4 | North Star Community Credit Union | Credit union | 1 | $30.5M* | 9.03% |
| 5 | First United Bank | Bank | 1 | $23.5M | 6.95% |
| 6 | Cornerstone Bank | Bank | 1 | $15.8M | 4.66% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $338.1M | 6 | 6 | Merchants Bank | 32.8% | 2,314 |
| 2025 | $315.5M | 6 | 6 | Merchants Bank | 32.8% | 2,349 |
| 2024 | $287.9M | 6 | 6 | Merchants Bank | 34.7% | 2,420 |
| 2023 | $283.6M | 6 | 6 | Merchants Bank | 36.9% | 2,502 |
| 2022 | $299.4M | 5 | 5 | Merchants Bank | 37.7% | 2,620 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.