| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Merchants Bank | Bank | 1 | $103.6M | 32.84% |
| 2 | First International Bank & Trust | Bank | 1 | $75.5M | 23.94% |
| 3 | Old National Bank | Bank | 1 | $74.3M | 23.54% |
| 4 | North Star Community Credit Union | Credit union | 1 | $29.1M* | 9.24% |
| 5 | First United Bank | Bank | 1 | $20.7M | 6.56% |
| 6 | Cornerstone Bank | Bank | 1 | $12.3M | 3.89% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $315.5M | 6 | 6 | Merchants Bank | 32.8% | 2,349 |
| 2024 | $222.9M | 5 | 5 | Merchants Bank | 44.8% | 3,186 |
| 2023 | $221.1M | 5 | 5 | Merchants Bank | 47.3% | 3,309 |
| 2022 | $201.8M | 3 | 3 | Merchants Bank | 55.9% | 4,184 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.