| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First National Bank and Trust Co. of Bottineau | Bank | 1 | $151.0M | 38.05% |
| 2 | State Bank of Bottineau | Bank | 1 | $98.4M | 24.81% |
| 3 | North Star Community Credit Union | Credit union | 2 | $61.0M* | 15.39% |
| 4 | Peoples State Bank | Bank | 2 | $60.7M | 15.31% |
| 5 | Starion Bank | Bank | 1 | $19.3M | 4.86% |
| 6 | The Citizens State Bank at Mohall | Bank | 1 | $6.3M | 1.58% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $396.8M | 6 | 8 | First National Bank and Trust Co. of Bottineau | 38.0% | 2,561 |
| 2025 | $383.4M | 6 | 8 | First National Bank and Trust Co. of Bottineau | 37.9% | 2,547 |
| 2024 | $381.9M | 6 | 8 | First National Bank and Trust Co. of Bottineau | 37.1% | 2,503 |
| 2023 | $370.7M | 6 | 8 | First National Bank and Trust Co. of Bottineau | 38.0% | 2,527 |
| 2022 | $394.3M | 6 | 8 | First National Bank and Trust Co. of Bottineau | 39.4% | 2,612 |
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