Starion Bank
Total assets
$2.10B
▲ +0.6% YoY
Deposits
$1.82B
▲ +3.5% YoY
Loans
$1.26B
▲ +5.3% YoY
Offices
16
STARION BCORP
ROA (annualized)
1.14%
peers 1.26%
ROE (annualized)
13.67%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Starion Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +0.7% | +5.5% | -4.8 pts |
| Deposit growth (YoY) | +3.5% | +5.1% | -1.5 pts |
| Loan growth (YoY) | +5.3% | +5.9% | -0.6 pts |
| ROA | 1.14% | 1.26% | -0.1 pts |
| ROE | 13.7% | 12.2% | +1.5 pts |
ROA ranks in the 40th percentile of its peer group · Q2 2026
Profile
- Established
- 1993
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- STARION BCORP
- Specialization
- Commercial Lending Specialization
- Address
- 333 N 4th St, Bismarck, ND, 58501
- County
- Burleigh
- Metro area
- Bismarck, ND
- Offices
- 16
- FDIC cert #
- 33758
- RSSD ID
- 2009605
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $2.10B | $1.82B | $1.26B | $176.1M | $12.0M | 1.14% | 2.95% | 0.89% |
| Q1 2026 | $2.14B | $1.85B | $1.28B | $176.5M | $5.8M | 1.10% | 2.89% | 0.59% |
| Q4 2025 | $2.06B | $1.78B | $1.25B | $172.5M | $16.6M | 0.80% | 2.54% | 0.55% |
| Q3 2025 | $1.99B | $1.71B | $1.20B | $165.7M | $13.5M | 0.87% | 2.50% | 0.11% |
| Q2 2025 | $2.08B | $1.76B | $1.20B | $151.9M | $9.1M | 0.87% | 2.40% | 0.13% |
| Q1 2025 | $2.18B | $1.83B | $1.20B | $148.1M | $4.0M | 0.77% | 2.28% | 0.18% |
| Q4 2024 | $2.02B | $1.68B | $1.20B | $137.5M | $7.1M | 0.37% | 2.06% | 0.21% |
| Q3 2024 | $1.85B | $1.51B | $1.21B | $147.3M | $4.9M | 0.35% | 2.02% | 0.21% |
Loan mix (Q2 2026): real estate $904.3M · commercial $175.0M · consumer $22.6M · securities $572.0M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Starion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.14% | 1.26% | 40th | |
Return on equity Annualized net income ÷ equity or net worth | 13.7% | 12.2% | 63th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.95% | 3.70% | 13th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 65.4% | 59.0% | 69th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Starion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Starion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Starion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Starion Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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