| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Uwharrie Bank | Bank | 6 | $698.5M | 32.98% |
| 2 | State Employees' Credit Union | Credit union | 3 | $561.1M* | 26.49% |
| 3 | Pinnacle Bank | Bank | 2 | $256.6M | 12.11% |
| 4 | Wells Fargo Bank, National Association | Bank | 2 | $236.0M | 11.14% |
| 5 | First Bank | Bank | 3 | $193.6M | 9.14% |
| 6 | First-Citizens Bank & Trust Company | Bank | 1 | $108.2M | 5.11% |
| 7 | Truist Bank | Bank | 1 | $56.2M | 2.65% |
| 8 | Woodforest National Bank | Bank | 2 | $8.0M | 0.38% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $2.12B | 8 | 20 | Uwharrie Bank | 33.0% | 2,177 |
| 2025 | $2.00B | 8 | 20 | Uwharrie Bank | 32.7% | 2,150 |
| 2024 | $1.79B | 8 | 19 | Uwharrie Bank | 34.0% | 2,001 |
| 2023 | $1.83B | 8 | 20 | Uwharrie Bank | 32.0% | 1,950 |
| 2022 | $1.86B | 8 | 20 | Uwharrie Bank | 31.6% | 1,916 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.