| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | Bank | 1 | $12.64B | 51.60% |
| 2 | Truist Bank | Bank | 7 | $3.92B | 16.01% |
| 3 | Wells Fargo Bank, National Association | Bank | 7 | $1.42B | 5.81% |
| 4 | First-Citizens Bank & Trust Company | Bank | 6 | $1.11B | 4.54% |
| 5 | State Employees' Credit Union | Credit union | 6 | $1.05B* | 4.31% |
| 6 | Bank of America, National Association | Bank | 4 | $788.8M | 3.22% |
| 7 | First Bank | Bank | 5 | $559.3M | 2.28% |
| 8 | First National Bank of Pennsylvania | Bank | 3 | $434.1M | 1.77% |
| 9 | PNC Bank, National Association | Bank | 4 | $365.1M | 1.49% |
| 10 | Corning Federal Credit Union | Credit union | 3 | $317.7M* | 1.30% |
| 19 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $24.49B | 29 | 70 | Live Oak Banking Company | 51.6% | 3,019 |
| 2024 | $19.98B | 26 | 66 | Live Oak Banking Company | 54.0% | 3,138 |
| 2023 | $19.21B | 25 | 65 | Live Oak Banking Company | 51.9% | 2,937 |
| 2022 | $18.37B | 25 | 65 | Live Oak Banking Company | 44.9% | 2,375 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.