| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | Bank | 1 | $14.68B | 56.81% |
| 2 | Truist Bank | Bank | 7 | $3.20B | 12.37% |
| 3 | Wells Fargo Bank, National Association | Bank | 7 | $1.18B | 4.57% |
| 4 | First-Citizens Bank & Trust Company | Bank | 6 | $1.15B | 4.44% |
| 5 | State Employees' Credit Union | Credit union | 6 | $1.12B* | 4.34% |
| 6 | Bank of America, National Association | Bank | 4 | $779.6M | 3.02% |
| 7 | First Bank | Bank | 5 | $552.5M | 2.14% |
| 8 | First National Bank of Pennsylvania | Bank | 3 | $405.2M | 1.57% |
| 9 | PNC Bank, National Association | Bank | 3 | $367.7M | 1.42% |
| 10 | Corning Federal Credit Union | Credit union | 3 | $350.7M* | 1.36% |
| 20 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $25.84B | 30 | 71 | Live Oak Banking Company | 56.8% | 3,465 |
| 2025 | $24.62B | 30 | 71 | Live Oak Banking Company | 51.3% | 2,986 |
| 2024 | $20.09B | 27 | 67 | Live Oak Banking Company | 53.7% | 3,104 |
| 2023 | $19.30B | 26 | 66 | Live Oak Banking Company | 51.6% | 2,910 |
| 2022 | $18.53B | 27 | 67 | Live Oak Banking Company | 44.5% | 2,335 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.