| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Employees' Credit Union | Credit union | 2 | $374.0M* | 27.74% |
| 2 | First-Citizens Bank & Trust Company | Bank | 2 | $296.6M | 22.00% |
| 3 | First National Bank of Pennsylvania | Bank | 2 | $202.5M | 15.02% |
| 4 | Truist Bank | Bank | 2 | $160.1M | 11.87% |
| 5 | Wells Fargo Bank, National Association | Bank | 1 | $99.6M | 7.39% |
| 6 | Southern Bank and Trust Company | Bank | 2 | $76.6M | 5.68% |
| 7 | PNC Bank, National Association | Bank | 1 | $44.6M | 3.31% |
| 8 | Self-Help Credit Union | Credit union | 1 | $43.0M* | 3.19% |
| 9 | United Bank | Bank | 1 | $38.8M | 2.88% |
| 10 | Greater Kinston Credit Union | Credit union | 1 | $12.4M* | 0.92% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.35B | 10 | 15 | State Employees' Credit Union | 27.7% | 1,737 |
| 2025 | $1.41B | 10 | 15 | First-Citizens Bank & Trust Company | 25.8% | 1,807 |
| 2024 | $1.37B | 10 | 15 | First-Citizens Bank & Trust Company | 29.6% | 1,872 |
| 2023 | $1.28B | 10 | 15 | State Employees' Credit Union | 29.2% | 1,912 |
| 2022 | $1.32B | 10 | 15 | State Employees' Credit Union | 28.5% | 1,826 |
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