| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company | Bank | 2 | $362.4M | 25.77% |
| 2 | State Employees' Credit Union | Credit union | 2 | $351.5M* | 25.00% |
| 3 | First National Bank of Pennsylvania | Bank | 2 | $243.8M | 17.33% |
| 4 | Truist Bank | Bank | 2 | $155.5M | 11.06% |
| 5 | Wells Fargo Bank, National Association | Bank | 1 | $99.3M | 7.06% |
| 6 | Southern Bank and Trust Company | Bank | 2 | $65.8M | 4.68% |
| 7 | PNC Bank, National Association | Bank | 1 | $41.3M | 2.94% |
| 8 | Self-Help Credit Union | Credit union | 1 | $37.6M* | 2.67% |
| 9 | United Bank | Bank | 1 | $36.7M | 2.61% |
| 10 | Greater Kinston Credit Union | Credit union | 1 | $12.3M* | 0.88% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.41B | 10 | 15 | First-Citizens Bank & Trust Company | 25.8% | 1,807 |
| 2024 | $1.37B | 10 | 15 | First-Citizens Bank & Trust Company | 29.6% | 1,872 |
| 2023 | $1.28B | 10 | 15 | State Employees' Credit Union | 29.1% | 1,912 |
| 2022 | $1.19B | 9 | 13 | State Employees' Credit Union | 31.6% | 2,128 |
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