| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company | Bank | 3 | $260.6M | 18.52% |
| 2 | HomeTrust Bank | Bank | 2 | $212.1M | 15.07% |
| 3 | Wells Fargo Bank, National Association | Bank | 1 | $195.2M | 13.87% |
| 4 | State Employees' Credit Union | Credit union | 1 | $187.0M* | 13.29% |
| 5 | Champion Credit Union | Credit union | 3 | $175.7M* | 12.49% |
| 6 | Truist Bank | Bank | 1 | $137.4M | 9.77% |
| 7 | United Community Bank | Bank | 1 | $122.5M | 8.71% |
| 8 | Mountain Credit Union | Credit union | 1 | $46.7M* | 3.32% |
| 9 | Wnc Community CU | Credit union | 1 | $39.5M* | 2.81% |
| 10 | Telco Community Credit Union | Credit union | 1 | $28.5M* | 2.03% |
| 1 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.41B | 11 | 16 | First-Citizens Bank & Trust Company | 18.5% | 1,289 |
| 2025 | $1.38B | 11 | 16 | First-Citizens Bank & Trust Company | 19.8% | 1,295 |
| 2024 | $1.34B | 10 | 16 | First-Citizens Bank & Trust Company | 20.8% | 1,311 |
| 2023 | $1.46B | 10 | 16 | First-Citizens Bank & Trust Company | 19.1% | 1,253 |
| 2022 | $1.49B | 10 | 16 | First-Citizens Bank & Trust Company | 20.7% | 1,283 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.