| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Employees' Credit Union | Credit union | 1 | $187.0M* | 31.19% |
| 2 | United Community Bank | Bank | 1 | $98.8M | 16.48% |
| 3 | Fifth Third Bank, National Association | Bank | 1 | $71.7M | 11.96% |
| 4 | Wells Fargo Bank, National Association | Bank | 1 | $59.8M | 9.97% |
| 5 | Bank of Tennessee | Bank | 1 | $56.6M | 9.43% |
| 6 | First-Citizens Bank & Trust Company | Bank | 1 | $54.2M | 9.03% |
| 7 | Truist Bank | Bank | 1 | $39.5M | 6.58% |
| 8 | First Community Bank | Bank | 1 | $32.1M | 5.35% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $599.7M | 8 | 8 | State Employees' Credit Union | 31.2% | 1,729 |
| 2025 | $611.8M | 8 | 8 | State Employees' Credit Union | 28.7% | 1,656 |
| 2024 | $529.6M | 8 | 8 | State Employees' Credit Union | 30.4% | 1,695 |
| 2023 | $539.1M | 8 | 8 | State Employees' Credit Union | 34.7% | 1,872 |
| 2022 | $575.8M | 9 | 9 | State Employees' Credit Union | 32.7% | 1,679 |
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