| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Employees' Credit Union | Credit union | 1 | $175.7M* | 28.73% |
| 2 | United Community Bank | Bank | 1 | $99.4M | 16.25% |
| 3 | Fifth Third Bank, National Association | Bank | 1 | $90.3M | 14.77% |
| 4 | Bank of Tennessee | Bank | 1 | $64.8M | 10.59% |
| 5 | Wells Fargo Bank, National Association | Bank | 1 | $58.5M | 9.57% |
| 6 | First-Citizens Bank & Trust Company | Bank | 1 | $56.6M | 9.25% |
| 7 | Truist Bank | Bank | 1 | $34.7M | 5.67% |
| 8 | First Community Bank | Bank | 1 | $31.6M | 5.17% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $611.8M | 8 | 8 | State Employees' Credit Union | 28.7% | 1,656 |
| 2024 | $529.6M | 8 | 8 | State Employees' Credit Union | 30.4% | 1,695 |
| 2023 | $538.7M | 8 | 8 | State Employees' Credit Union | 34.6% | 1,870 |
| 2022 | $575.5M | 9 | 9 | State Employees' Credit Union | 32.7% | 1,677 |
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