| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Arrow Bank National Association | Bank | 9 | $2.14B | 62.37% |
| 2 | TD Bank, National Association | Bank | 3 | $561.3M | 16.37% |
| 3 | Citizens Bank, National Association | Bank | 1 | $146.0M | 4.26% |
| 4 | NBT Bank, National Association | Bank | 2 | $117.5M | 3.43% |
| 5 | TrustCo Bank | Bank | 4 | $113.3M | 3.30% |
| 6 | The Adirondack Trust Company | Bank | 3 | $87.5M | 2.55% |
| 7 | KeyBank National Association | Bank | 1 | $82.4M | 2.40% |
| 8 | Tct Federal Credit Union | Credit union | 1 | $65.4M* | 1.91% |
| 9 | Community Bank, National Association | Bank | 1 | $48.9M | 1.43% |
| 10 | Coopers Cave Federal Credit Union | Credit union | 2 | $19.5M* | 0.57% |
| 3 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $3.43B | 13 | 30 | Arrow Bank National Association | 62.4% | 4,218 |
| 2024 | $3.17B | 14 | 32 | Arrow Bank National Association | 58.3% | 3,782 |
| 2023 | $2.90B | 14 | 32 | Arrow Bank National Association | 57.5% | 3,740 |
| 2022 | $2.91B | 14 | 33 | Arrow Bank National Association | 56.5% | 3,645 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.