| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Wayne Bank | Bank | 5 | $397.2M | 24.92% |
| 2 | Sidney Federal Credit Union | Credit union | 4 | $350.2M* | 21.97% |
| 3 | The Delaware National Bank of Delhi | Bank | 4 | $348.6M | 21.87% |
| 4 | NBT Bank, National Association | Bank | 5 | $346.9M | 21.76% |
| 5 | Community Bank, National Association | Bank | 3 | $141.2M | 8.86% |
| 6 | Chen-Del-O Federal Credit Union | Credit union | 1 | $10.1M* | 0.63% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.59B | 6 | 22 | Wayne Bank | 24.9% | 2,134 |
| 2025 | $1.57B | 6 | 22 | Wayne Bank | 24.6% | 2,069 |
| 2024 | $1.53B | 6 | 22 | Wayne Bank | 25.2% | 2,081 |
| 2023 | $1.65B | 6 | 22 | Sidney Federal Credit Union | 27.6% | 2,128 |
| 2022 | $1.70B | 6 | 23 | Sidney Federal Credit Union | 26.8% | 2,112 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.