| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Community Bank, National Association | Bank | 3 | $788.2M | 27.17% |
| 2 | TD Bank, National Association | Bank | 3 | $513.1M | 17.69% |
| 3 | KeyBank National Association | Bank | 3 | $310.3M | 10.70% |
| 4 | Dannemora Federal Credit Union | Credit union | 5 | $273.9M* | 9.44% |
| 5 | Americu Credit Union | Credit union | 2 | $230.8M* | 7.96% |
| 6 | Arrow Bank National Association | Bank | 3 | $228.7M | 7.88% |
| 7 | NBT Bank, National Association | Bank | 2 | $131.5M | 4.53% |
| 8 | Ufirst Federal Credit Union | Credit union | 3 | $113.5M* | 3.91% |
| 9 | Champlain National Bank | Bank | 3 | $112.5M | 3.88% |
| 10 | North Country Federal Credit Union | Credit union | 1 | $77.1M* | 2.66% |
| 6 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $2.90B | 16 | 35 | Community Bank, National Association | 27.2% | 1,445 |
| 2025 | $2.78B | 16 | 35 | Community Bank, National Association | 30.8% | 1,665 |
| 2024 | $2.57B | 15 | 36 | Community Bank, National Association | 29.2% | 1,648 |
| 2023 | $2.41B | 14 | 36 | Community Bank, National Association | 26.5% | 1,579 |
| 2022 | $2.40B | 14 | 36 | Community Bank, National Association | 23.6% | 1,498 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.