| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | Bank | 11 | $1.76B | 29.25% |
| 2 | Visions Federal Credit Union | Credit union | 18 | $1.34B* | 22.22% |
| 3 | Broadview Federal Credit Union | Credit union | 5 | $642.5M* | 10.67% |
| 4 | NBT Bank, National Association | Bank | 8 | $600.1M | 9.97% |
| 5 | Empower Federal Credit Union | Credit union | 3 | $444.4M* | 7.38% |
| 6 | KeyBank National Association | Bank | 4 | $335.8M | 5.58% |
| 7 | Citizens Bank, National Association | Bank | 3 | $240.8M | 4.00% |
| 8 | Tioga State Bank National Association | Bank | 5 | $207.4M | 3.45% |
| 9 | Chemung Canal Trust Company | Bank | 2 | $132.7M | 2.20% |
| 10 | Ghs Federal Credit Union | Credit union | 1 | $103.7M* | 1.72% |
| 4 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $6.02B | 14 | 67 | Manufacturers and Traders Trust Company | 29.3% | 1,688 |
| 2024 | $5.93B | 14 | 65 | Manufacturers and Traders Trust Company | 31.6% | 1,813 |
| 2023 | $6.33B | 14 | 68 | Manufacturers and Traders Trust Company | 30.5% | 1,754 |
| 2022 | $6.64B | 14 | 67 | Manufacturers and Traders Trust Company | 32.0% | 1,818 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.