| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | HNB National Bank | Bank | 5 | $283.3M | 28.75% |
| 2 | HomeBank | Bank | 2 | $253.8M | 25.76% |
| 3 | F&M Bank and Trust Company | Bank | 3 | $164.3M | 16.68% |
| 4 | Commerce Bank | Bank | 1 | $96.2M | 9.77% |
| 5 | U.S. Bank National Association | Bank | 1 | $50.0M | 5.07% |
| 6 | United Community Credit Union | Credit union | 1 | $37.7M* | 3.83% |
| 7 | United Community Bank | Bank | 1 | $32.6M | 3.30% |
| 8 | Exchange Bank Co. | Bank | 1 | $18.2M | 1.84% |
| 9 | United State Bank | Bank | 1 | $15.3M | 1.56% |
| 10 | Royal Banks of Missouri | Bank | 1 | $14.6M | 1.48% |
| 3 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $985.3M | 13 | 20 | HNB National Bank | 28.8% | 1,925 |
| 2025 | $979.6M | 13 | 20 | HNB National Bank | 27.3% | 1,874 |
| 2024 | $896.3M | 13 | 20 | HNB National Bank | 28.1% | 1,957 |
| 2023 | $886.7M | 13 | 20 | HomeBank | 25.8% | 1,836 |
| 2022 | $917.4M | 13 | 21 | HNB National Bank | 26.6% | 1,861 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.