| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | F & C Bank | Bank | 2 | $293.1M | 25.52% |
| 2 | The Central Trust Bank | Bank | 2 | $280.4M | 24.42% |
| 3 | U.S. Bank National Association | Bank | 2 | $185.8M | 16.17% |
| 4 | Equity Bank | Bank | 2 | $110.2M | 9.60% |
| 5 | UMB Bank, National Association | Bank | 1 | $103.9M | 9.05% |
| 6 | R G Federal Credit Union | Credit union | 2 | $64.2M* | 5.59% |
| 7 | Community National Bank & Trust | Bank | 1 | $48.9M | 4.25% |
| 8 | Central Missouri Community Credit Union | Credit union | 1 | $41.9M* | 3.65% |
| 9 | Academy Bank, National Association | Bank | 1 | $20.2M | 1.76% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.15B | 9 | 14 | F & C Bank | 25.5% | 1,749 |
| 2024 | $1.07B | 9 | 15 | The Central Trust Bank | 24.5% | 1,673 |
| 2023 | $1.07B | 9 | 15 | The Central Trust Bank | 24.1% | 1,634 |
| 2022 | $1.05B | 9 | 15 | The Central Trust Bank | 23.3% | 1,765 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.