| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | F & C Bank | Bank | 2 | $333.7M | 27.89% |
| 2 | The Central Trust Bank | Bank | 2 | $266.9M | 22.31% |
| 3 | U.S. Bank National Association | Bank | 2 | $188.5M | 15.75% |
| 4 | Equity Bank | Bank | 2 | $118.4M | 9.89% |
| 5 | UMB Bank, National Association | Bank | 1 | $109.8M | 9.18% |
| 6 | R G Federal Credit Union | Credit union | 2 | $64.0M* | 5.35% |
| 7 | Community National Bank & Trust | Bank | 1 | $51.6M | 4.32% |
| 8 | Central Missouri Community Credit Union | Credit union | 1 | $43.2M* | 3.61% |
| 9 | Academy Bank, National Association | Bank | 1 | $20.3M | 1.70% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.20B | 9 | 14 | F & C Bank | 27.9% | 1,769 |
| 2025 | $1.15B | 9 | 14 | F & C Bank | 25.5% | 1,749 |
| 2024 | $1.07B | 9 | 15 | The Central Trust Bank | 24.5% | 1,673 |
| 2023 | $1.07B | 9 | 15 | The Central Trust Bank | 24.1% | 1,633 |
| 2022 | $1.12B | 10 | 16 | The Central Trust Bank | 21.9% | 1,599 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.