| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Home Bank, National Association | Bank | 3 | $195.1M | 26.27% |
| 2 | United Mississippi Bank | Bank | 4 | $188.6M | 25.39% |
| 3 | Regions Bank | Bank | 3 | $159.2M | 21.43% |
| 4 | Concordia Bank & Trust Company | Bank | 3 | $139.7M | 18.81% |
| 5 | Delta Bank | Bank | 1 | $44.6M | 6.00% |
| 6 | Bank of Franklin | Bank | 1 | $7.3M | 0.98% |
| 7 | One South Federal Credit Union | Credit union | 1 | $7.0M* | 0.94% |
| 8 | Citizens Choice Federal Credit Union | Credit union | 1 | $676K* | 0.09% |
| 9 | Natchez Educators Federal Credit Union | Credit union | 1 | $639K* | 0.09% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $742.7M | 9 | 18 | Home Bank, National Association | 26.3% | 2,186 |
| 2025 | $728.8M | 9 | 18 | United Mississippi Bank | 26.4% | 2,200 |
| 2024 | $715.6M | 8 | 17 | Home Bank, National Association | 26.1% | 2,218 |
| 2023 | $719.6M | 8 | 17 | United Mississippi Bank | 24.7% | 2,186 |
| 2022 | $796.7M | 8 | 17 | United Mississippi Bank | 29.8% | 2,265 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.