| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | United Mississippi Bank | Bank | 4 | $192.3M | 26.38% |
| 2 | Home Bank, National Association | Bank | 3 | $190.1M | 26.09% |
| 3 | Regions Bank | Bank | 3 | $156.8M | 21.51% |
| 4 | Concordia Bank & Trust Company | Bank | 3 | $131.8M | 18.08% |
| 5 | Delta Bank | Bank | 1 | $39.7M | 5.45% |
| 6 | One South Federal Credit Union | Credit union | 1 | $14.7M* | 2.02% |
| 7 | Bank of Franklin | Bank | 1 | $2.1M | 0.29% |
| 8 | Citizens Choice Federal Credit Union | Credit union | 1 | $681K* | 0.09% |
| 9 | Natchez Educators Federal Credit Union | Credit union | 1 | $624K* | 0.09% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $728.8M | 9 | 18 | United Mississippi Bank | 26.4% | 2,200 |
| 2024 | $715.6M | 8 | 17 | Home Bank, National Association | 26.1% | 2,218 |
| 2023 | $720.1M | 8 | 17 | United Mississippi Bank | 24.7% | 2,184 |
| 2022 | $797.2M | 8 | 17 | United Mississippi Bank | 29.8% | 2,262 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.