Home Bank, National Association
Total assets
$3.60B
▲ +3.5% YoY
Deposits
$3.08B
▲ +5.7% YoY
Loans
$2.75B
▲ +0.5% YoY
Offices
44
HOME BCORP INC
ROA (annualized)
1.38%
peers 1.26%
ROE (annualized)
10.17%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.5% | +5.5% | -2.0 pts |
| Deposit growth (YoY) | +5.7% | +5.1% | +0.6 pts |
| Loan growth (YoY) | +0.5% | +5.9% | -5.4 pts |
| ROA | 1.38% | 1.26% | +0.1 pts |
| ROE | 10.2% | 12.2% | -2.0 pts |
ROA ranks in the 61st percentile of its peer group · Q2 2026
Profile
- Established
- 1908
- Charter
- OCC
- Primary regulator
- OCC
- Holding company
- HOME BCORP INC
- Specialization
- Commercial Lending Specialization
- Address
- 503 Kaliste Saloom Rd, Lafayette, LA, 70508
- County
- Lafayette
- Metro area
- Lafayette, LA
- Offices
- 44
- FDIC cert #
- 28094
- RSSD ID
- 929978
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $3.60B | $3.08B | $2.75B | $488.4M | $24.5M | 1.38% | 4.41% | 1.09% |
| Q1 2026 | $3.54B | $3.03B | $2.70B | $484.5M | $12.1M | 1.38% | 4.36% | 1.13% |
| Q4 2025 | $3.48B | $2.98B | $2.71B | $472.5M | $49.1M | 1.41% | 4.28% | 1.04% |
| Q3 2025 | $3.48B | $2.98B | $2.67B | $465.8M | $36.9M | 1.42% | 4.26% | 0.89% |
| Q2 2025 | $3.48B | $2.91B | $2.73B | $449.7M | $23.8M | 1.37% | 4.21% | 0.73% |
| Q1 2025 | $3.48B | $2.83B | $2.72B | $444.7M | $11.7M | 1.35% | 4.12% | 0.62% |
| Q4 2024 | $3.43B | $2.79B | $2.69B | $435.8M | $39.4M | 1.16% | 3.98% | 0.45% |
| Q3 2024 | $3.43B | $2.79B | $2.64B | $436.5M | $29.0M | 1.15% | 3.93% | 0.53% |
Loan mix (Q2 2026): real estate $2.31B · commercial $362.2M · consumer $29.5M · securities $409.1M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.38% | 1.26% | 61th | |
Return on equity Annualized net income ÷ equity or net worth | 10.2% | 12.2% | 34th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.41% | 3.70% | 84th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 58.8% | 59.0% | 49th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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