| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Members Cooperative Credit Union | Credit union | 2 | $156.4M* | 21.45% |
| 2 | Northwoods Credit Union | Credit union | 3 | $119.5M* | 16.39% |
| 3 | The First National Bank of Moose Lake | Bank | 2 | $112.3M | 15.40% |
| 4 | Wells Fargo Bank, National Association | Bank | 1 | $91.7M | 12.57% |
| 5 | Frandsen Bank & Trust | Bank | 1 | $79.5M | 10.91% |
| 6 | U.S. Bank National Association | Bank | 1 | $66.8M | 9.16% |
| 7 | Northview Bank | Bank | 2 | $42.3M | 5.81% |
| 8 | National Bank of Commerce | Bank | 1 | $26.0M | 3.57% |
| 9 | Cornerstone State Bank | Bank | 1 | $20.2M | 2.77% |
| 10 | Woodlands National Bank | Bank | 1 | $14.5M | 1.99% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $729.1M | 10 | 15 | Members Cooperative Credit Union | 21.4% | 1,385 |
| 2024 | $699.9M | 10 | 15 | Members Cooperative Credit Union | 20.6% | 1,380 |
| 2023 | $691.2M | 10 | 15 | Members Cooperative Credit Union | 21.9% | 1,401 |
| 2022 | $720.1M | 10 | 15 | Members Cooperative Credit Union | 21.0% | 1,394 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.