| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Community Financial Credit Union | Credit union | 3 | $335.2M* | 69.24% |
| 2 | Alpena-Alcona Area Credit Union | Credit union | 1 | $60.6M* | 12.53% |
| 3 | The Huntington National Bank | Bank | 1 | $49.8M | 10.28% |
| 4 | Nicolet National Bank | Bank | 1 | $38.5M | 7.95% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $484.1M | 4 | 6 | Community Financial Credit Union | 69.2% | 5,120 |
| 2024 | $335.9M | 4 | 5 | Community Financial Credit Union | 58.8% | 4,039 |
| 2023 | $347.5M | 4 | 5 | Community Financial Credit Union | 58.0% | 3,986 |
| 2022 | $331.3M | 4 | 5 | Community Financial Credit Union | 52.7% | 3,666 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.