| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Orsa Credit Union | Credit union | 3 | $278.1M* | 61.74% |
| 2 | Alpena-Alcona Area Credit Union | Credit union | 1 | $65.3M* | 14.49% |
| 3 | Nicolet National Bank | Bank | 1 | $55.2M | 12.25% |
| 4 | The Huntington National Bank | Bank | 1 | $51.8M | 11.51% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $450.3M | 4 | 6 | Orsa Credit Union | 61.7% | 4,304 |
| 2025 | $484.1M | 4 | 6 | Orsa Credit Union | 69.2% | 5,120 |
| 2024 | $335.9M | 4 | 5 | Orsa Credit Union | 58.8% | 4,039 |
| 2023 | $346.5M | 4 | 5 | Orsa Credit Union | 57.6% | 3,953 |
| 2022 | $330.9M | 4 | 5 | Orsa Credit Union | 52.3% | 3,640 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.