| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | Bank | 1 | $72.8M | 34.01% |
| 2 | Horizon Bank | Bank | 1 | $70.2M | 32.77% |
| 3 | Forest Area Federal Credit Union | Credit union | 1 | $34.7M* | 16.22% |
| 4 | Wexford Community Credit Union | Credit union | 1 | $27.1M* | 12.63% |
| 5 | Lake-Osceola State Bank | Bank | 1 | $9.4M | 4.37% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $214.1M | 5 | 5 | The Huntington National Bank | 34.0% | 2,672 |
| 2025 | $204.7M | 5 | 5 | Horizon Bank | 35.0% | 2,743 |
| 2024 | $197.2M | 4 | 4 | Horizon Bank | 35.8% | 2,916 |
| 2023 | $214.9M | 4 | 4 | Horizon Bank | 30.1% | 2,595 |
| 2022 | $215.1M | 4 | 4 | Horizon Bank | 31.6% | 2,602 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.