| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Horizon Bank | Bank | 1 | $71.6M | 35.00% |
| 2 | The Huntington National Bank | Bank | 1 | $67.4M | 32.95% |
| 3 | Forest Area Federal Credit Union | Credit union | 1 | $32.9M* | 16.06% |
| 4 | Wexford Community Credit Union | Credit union | 1 | $26.2M* | 12.80% |
| 5 | Lake-Osceola State Bank | Bank | 1 | $6.5M | 3.19% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $204.7M | 5 | 5 | Horizon Bank | 35.0% | 2,743 |
| 2024 | $197.2M | 4 | 4 | Horizon Bank | 35.8% | 2,916 |
| 2023 | $214.6M | 4 | 4 | Horizon Bank | 30.2% | 2,598 |
| 2022 | $214.8M | 4 | 4 | Horizon Bank | 31.6% | 2,604 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.