| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Alpena-Alcona Area Credit Union | Credit union | 3 | $181.9M* | 26.11% |
| 2 | Huron Community Bank | Bank | 3 | $158.0M | 22.67% |
| 3 | The Huntington National Bank | Bank | 3 | $146.7M | 21.05% |
| 4 | Northland Area Federal Credit Union | Credit union | 3 | $108.9M* | 15.63% |
| 5 | PNC Bank, National Association | Bank | 1 | $72.2M | 10.35% |
| 6 | Wolverine State Credit Union | Credit union | 1 | $29.2M* | 4.19% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $696.8M | 6 | 14 | Alpena-Alcona Area Credit Union | 26.1% | 2,008 |
| 2024 | $686.3M | 6 | 14 | Huron Community Bank | 24.7% | 1,985 |
| 2023 | $721.0M | 6 | 14 | Alpena-Alcona Area Credit Union | 26.7% | 1,986 |
| 2022 | $820.9M | 6 | 14 | Alpena-Alcona Area Credit Union | 30.5% | 2,074 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.