| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Alpena-Alcona Area Credit Union | Credit union | 3 | $195.8M* | 27.25% |
| 2 | Huron Community Bank | Bank | 3 | $156.8M | 21.82% |
| 3 | The Huntington National Bank | Bank | 3 | $149.2M | 20.76% |
| 4 | Northland Area Federal Credit Union | Credit union | 3 | $114.5M* | 15.93% |
| 5 | PNC Bank, National Association | Bank | 1 | $71.2M | 9.91% |
| 6 | Wolverine State Credit Union | Credit union | 1 | $31.1M* | 4.33% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $718.7M | 6 | 14 | Alpena-Alcona Area Credit Union | 27.3% | 2,020 |
| 2025 | $696.8M | 6 | 14 | Alpena-Alcona Area Credit Union | 26.1% | 2,008 |
| 2024 | $686.3M | 6 | 14 | Huron Community Bank | 24.7% | 1,985 |
| 2023 | $727.4M | 6 | 14 | Alpena-Alcona Area Credit Union | 26.9% | 1,987 |
| 2022 | $828.6M | 6 | 14 | Alpena-Alcona Area Credit Union | 30.7% | 2,077 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.