| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First National Bank & Trust Co. | Bank | 3 | $283.7M | 31.61% |
| 2 | Iron Mountain Kingsford Community Federal Credit Union | Credit union | 1 | $121.8M* | 13.57% |
| 3 | Northern Interstate Bank, N. A. | Bank | 3 | $99.1M | 11.04% |
| 4 | First Bank, Upper Michigan | Bank | 2 | $95.7M | 10.67% |
| 5 | IncredibleBank | Bank | 1 | $75.7M | 8.43% |
| 6 | Flagstar Bank, National Association | Bank | 1 | $63.1M | 7.03% |
| 7 | The Huntington National Bank | Bank | 1 | $55.8M | 6.21% |
| 8 | Range Bank | Bank | 1 | $36.7M | 4.09% |
| 9 | U.P. State Credit Union | Credit union | 1 | $30.3M* | 3.37% |
| 10 | Forward Financial Credit Union | Credit union | 1 | $18.4M* | 2.05% |
| 1 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $897.6M | 11 | 16 | First National Bank & Trust Co. | 31.6% | 1,614 |
| 2025 | $892.1M | 11 | 16 | First National Bank & Trust Co. | 32.6% | 1,666 |
| 2024 | $883.5M | 11 | 16 | First National Bank & Trust Co. | 33.5% | 1,717 |
| 2023 | $866.6M | 11 | 16 | First National Bank & Trust Co. | 32.7% | 1,682 |
| 2022 | $891.5M | 11 | 19 | First National Bank & Trust Co. | 36.3% | 1,899 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.