| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First National Bank & Trust Co. | Bank | 3 | $290.8M | 32.59% |
| 2 | Iron Mountain Kingsford Community Federal Credit Union | Credit union | 1 | $118.9M* | 13.32% |
| 3 | Northern Interstate Bank, N. A. | Bank | 3 | $101.8M | 11.41% |
| 4 | First Bank, Upper Michigan | Bank | 2 | $96.7M | 10.84% |
| 5 | IncredibleBank | Bank | 1 | $72.2M | 8.09% |
| 6 | The Huntington National Bank | Bank | 1 | $56.3M | 6.31% |
| 7 | Flagstar Bank, National Association | Bank | 1 | $55.6M | 6.23% |
| 8 | Range Bank | Bank | 1 | $36.0M | 4.03% |
| 9 | U.P. State Credit Union | Credit union | 1 | $29.5M* | 3.31% |
| 10 | Forward Financial Credit Union | Credit union | 1 | $18.4M* | 2.06% |
| 1 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $892.1M | 11 | 16 | First National Bank & Trust Co. | 32.6% | 1,666 |
| 2024 | $883.5M | 11 | 16 | First National Bank & Trust Co. | 33.5% | 1,717 |
| 2023 | $868.6M | 11 | 16 | First National Bank & Trust Co. | 32.6% | 1,681 |
| 2022 | $893.4M | 11 | 19 | First National Bank & Trust Co. | 36.3% | 1,897 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.