| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | Bank | 3 | $233.6M | 34.99% |
| 2 | Charlevoix State Bank | Bank | 6 | $216.2M | 32.38% |
| 3 | 4Front Credit Union | Credit union | 4 | $161.7M* | 24.21% |
| 4 | JPMorgan Chase Bank, National Association | Bank | 1 | $56.2M | 8.42% |
| 5 | Horizon Bank | Bank | 1 | $0 | 0.00% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $667.7M | 5 | 15 | The Huntington National Bank | 35.0% | 2,930 |
| 2025 | $636.6M | 5 | 14 | The Huntington National Bank | 35.0% | 2,815 |
| 2024 | $649.8M | 5 | 14 | The Huntington National Bank | 34.3% | 2,788 |
| 2023 | $672.7M | 5 | 14 | Charlevoix State Bank | 34.8% | 2,757 |
| 2022 | $745.6M | 5 | 14 | Charlevoix State Bank | 39.2% | 2,839 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.