| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | Bank | 3 | $222.5M | 34.96% |
| 2 | Charlevoix State Bank | Bank | 6 | $211.8M | 33.27% |
| 3 | 4Front Credit Union | Credit union | 3 | $127.2M* | 19.98% |
| 4 | JPMorgan Chase Bank, National Association | Bank | 1 | $56.4M | 8.87% |
| 5 | Horizon Bank | Bank | 1 | $18.6M | 2.92% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $636.6M | 5 | 14 | The Huntington National Bank | 35.0% | 2,815 |
| 2024 | $649.8M | 5 | 14 | The Huntington National Bank | 34.3% | 2,788 |
| 2023 | $671.0M | 5 | 14 | Charlevoix State Bank | 34.9% | 2,758 |
| 2022 | $743.9M | 5 | 14 | Charlevoix State Bank | 39.3% | 2,843 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.