| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Alpena-Alcona Area Credit Union | Credit union | 4 | $261.1M* | 27.68% |
| 2 | Nicolet National Bank | Bank | 2 | $196.8M | 20.87% |
| 3 | The Huntington National Bank | Bank | 1 | $167.8M | 17.79% |
| 4 | H.P.C. Credit Union | Credit union | 2 | $98.7M* | 10.46% |
| 5 | Wolverine State Credit Union | Credit union | 3 | $93.4M* | 9.90% |
| 6 | PNC Bank, National Association | Bank | 1 | $57.1M | 6.06% |
| 7 | Northland Area Federal Credit Union | Credit union | 1 | $38.2M* | 4.05% |
| 8 | Alpena Community Credit Union | Credit union | 1 | $30.2M* | 3.20% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $943.3M | 8 | 15 | Alpena-Alcona Area Credit Union | 27.7% | 1,789 |
| 2025 | $845.1M | 8 | 15 | Alpena-Alcona Area Credit Union | 28.7% | 1,780 |
| 2024 | $827.4M | 8 | 15 | Alpena-Alcona Area Credit Union | 26.8% | 1,727 |
| 2023 | $890.2M | 8 | 15 | Alpena-Alcona Area Credit Union | 29.3% | 1,797 |
| 2022 | $997.6M | 8 | 16 | Alpena-Alcona Area Credit Union | 34.0% | 1,969 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.