| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Winnsboro State Bank & Trust Company | Bank | 2 | $259.5M | 43.22% |
| 2 | Franklin State Bank & Trust Company | Bank | 4 | $200.2M | 33.35% |
| 3 | b1BANK | Bank | 1 | $52.2M | 8.70% |
| 4 | Citizens Progressive Bank | Bank | 1 | $41.7M | 6.95% |
| 5 | Sicily Island State Bank | Bank | 1 | $26.1M | 4.35% |
| 6 | Caldwell Bank & Trust Company | Bank | 1 | $15.4M | 2.57% |
| 7 | District 58 Federal Credit Union | Credit union | 2 | $5.1M* | 0.85% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $600.4M | 7 | 12 | Winnsboro State Bank & Trust Company | 43.2% | 3,130 |
| 2025 | $575.1M | 7 | 11 | Winnsboro State Bank & Trust Company | 43.1% | 3,158 |
| 2024 | $529.9M | 7 | 11 | Winnsboro State Bank & Trust Company | 40.3% | 2,998 |
| 2023 | $534.6M | 7 | 11 | Winnsboro State Bank & Trust Company | 38.6% | 2,941 |
| 2022 | $530.5M | 7 | 11 | Winnsboro State Bank & Trust Company | 36.8% | 2,924 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.