Sicily Island State Bank
Total assets
$92.4M
▲ +13.5% YoY
Deposits
$72.9M
▲ +19.0% YoY
Loans
$72.6M
▼ -0.8% YoY
Offices
2
ROA (annualized)
1.79%
peers 0.99%
ROE (annualized)
14.21%
peers 8.07%
Peer comparison 537 banks with <100M in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +13.5% | +3.0% | +10.5 pts |
| Deposit growth (YoY) | +19.0% | +2.5% | +16.5 pts |
| Loan growth (YoY) | -0.8% | +2.6% | -3.5 pts |
| ROA | 1.79% | 0.99% | +0.8 pts |
| ROE | 14.2% | 8.1% | +6.1 pts |
ROA ranks in the 84th percentile of its peer group · Q2 2026
Profile
- Established
- 1918
- Charter
- State
- Primary regulator
- FDIC
- Specialization
- Commercial Lending Specialization
- Address
- 301 Newman St, Sicily Island, LA, 71368
- County
- Catahoula
- Offices
- 2
- FDIC cert #
- 12722
- RSSD ID
- 1002458
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $92.4M | $72.9M | $72.6M | $12.1M | $830K | 1.79% | 4.70% | 0.10% |
| Q1 2026 | $93.3M | $73.8M | $73.1M | $11.6M | $413K | 1.78% | 4.63% | 0.17% |
| Q4 2025 | $92.0M | $71.3M | $70.6M | $11.3M | $2.0M | 2.26% | 5.18% | 0.11% |
| Q3 2025 | $90.9M | $68.5M | $73.0M | $12.0M | $1.5M | 2.29% | 5.21% | 0.37% |
| Q2 2025 | $81.4M | $61.3M | $73.2M | $11.4M | $965K | 2.32% | 5.30% | 1.07% |
| Q1 2025 | $86.1M | $67.7M | $71.2M | $10.9M | $497K | 2.37% | 5.31% | 0.84% |
| Q4 2024 | $81.9M | $64.2M | $67.7M | $10.4M | $1.6M | 1.90% | 5.28% | 0.19% |
| Q3 2024 | $86.9M | $68.0M | $68.8M | $11.1M | $1.1M | 1.75% | 5.26% | 0.23% |
Loan mix (Q2 2026): real estate $62.6M · commercial $6.1M · consumer $2.8M · securities $4.0M
Ratio pack Q2 2026 · peer medians from 537 institutions
Profitability
| Ratio | Sicily Island State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.79% | 0.99% | 84th | |
Return on equity Annualized net income ÷ equity or net worth | 14.2% | 8.1% | 82th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.70% | 3.88% | 81th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 63.5% | 70.8% | 33th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Sicily Island State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Sicily Island State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Sicily Island State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Sicily Island State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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