| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | U.S. Bank National Association | Bank | 1 | $140.6M | 22.93% |
| 2 | Stock Yards Bank & Trust Company | Bank | 2 | $123.9M | 20.21% |
| 3 | The Citizens Bank | Bank | 2 | $117.7M | 19.20% |
| 4 | Whitaker Bank | Bank | 2 | $81.7M | 13.32% |
| 5 | Morehead Community Federal Credit Union | Credit union | 1 | $56.0M* | 9.14% |
| 6 | Peoples Bank of Kentucky, Inc. | Bank | 1 | $36.5M | 5.96% |
| 7 | First Federal Savings and Loan Association | Bank | 1 | $30.3M | 4.95% |
| 8 | The First National Bank of Grayson | Bank | 1 | $22.7M | 3.70% |
| 9 | Woodforest National Bank | Bank | 1 | $3.7M | 0.60% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $613.2M | 9 | 12 | U.S. Bank National Association | 22.9% | 1,638 |
| 2025 | $572.9M | 9 | 12 | U.S. Bank National Association | 22.5% | 1,645 |
| 2024 | $553.4M | 9 | 12 | U.S. Bank National Association | 24.3% | 1,687 |
| 2023 | $518.7M | 8 | 11 | U.S. Bank National Association | 27.5% | 1,834 |
| 2022 | $534.3M | 8 | 12 | U.S. Bank National Association | 25.8% | 1,835 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.