| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | U.S. Bank National Association | Bank | 1 | $129.0M | 22.53% |
| 2 | The Citizens Bank | Bank | 2 | $117.3M | 20.47% |
| 3 | Stock Yards Bank & Trust Company | Bank | 2 | $111.3M | 19.43% |
| 4 | Whitaker Bank | Bank | 2 | $78.5M | 13.69% |
| 5 | Morehead Community Federal Credit Union | Credit union | 1 | $52.5M* | 9.16% |
| 6 | Peoples Bank of Kentucky, Inc. | Bank | 1 | $31.9M | 5.56% |
| 7 | First Federal Savings and Loan Association | Bank | 1 | $28.3M | 4.94% |
| 8 | The First National Bank of Grayson | Bank | 1 | $21.1M | 3.69% |
| 9 | Woodforest National Bank | Bank | 1 | $3.0M | 0.53% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $572.9M | 9 | 12 | U.S. Bank National Association | 22.5% | 1,645 |
| 2024 | $553.4M | 9 | 12 | U.S. Bank National Association | 24.3% | 1,687 |
| 2023 | $517.9M | 8 | 11 | U.S. Bank National Association | 27.6% | 1,836 |
| 2022 | $533.6M | 8 | 12 | U.S. Bank National Association | 25.8% | 1,837 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.