| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Stock Yards Bank & Trust Company | Bank | 3 | $423.1M | 31.14% |
| 2 | PNC Bank, National Association | Bank | 2 | $400.6M | 29.48% |
| 3 | L & N Federal Credit Union | Credit union | 2 | $152.1M* | 11.20% |
| 4 | Liberty Federal Credit Union | Credit union | 1 | $94.2M* | 6.94% |
| 5 | The Farmers Bank of Milton | Bank | 2 | $74.7M | 5.50% |
| 6 | JPMorgan Chase Bank, National Association | Bank | 1 | $68.4M | 5.03% |
| 7 | Fifth Third Bank, National Association | Bank | 1 | $58.6M | 4.31% |
| 8 | German American Bank | Bank | 1 | $29.2M | 2.15% |
| 9 | Bedford Loan & Deposit Bank | Bank | 1 | $25.8M | 1.90% |
| 10 | FIRST NATIONAL BANK OF KENTUCKY | Bank | 1 | $14.7M | 1.08% |
| 2 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.36B | 12 | 17 | Stock Yards Bank & Trust Company | 31.1% | 2,097 |
| 2024 | $1.29B | 12 | 17 | PNC Bank, National Association | 31.8% | 2,042 |
| 2023 | $1.23B | 12 | 16 | PNC Bank, National Association | 33.8% | 2,073 |
| 2022 | $1.32B | 13 | 17 | PNC Bank, National Association | 34.5% | 2,037 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.