| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Stock Yards Bank & Trust Company | Bank | 3 | $528.2M | 35.35% |
| 2 | PNC Bank, National Association | Bank | 2 | $404.2M | 27.05% |
| 3 | L & N Federal Credit Union | Credit union | 2 | $161.5M* | 10.81% |
| 4 | Liberty Federal Credit Union | Credit union | 1 | $101.8M* | 6.82% |
| 5 | The Farmers Bank of Milton | Bank | 2 | $76.9M | 5.15% |
| 6 | JPMorgan Chase Bank, National Association | Bank | 1 | $70.4M | 4.71% |
| 7 | Fifth Third Bank, National Association | Bank | 1 | $58.5M | 3.92% |
| 8 | German American Bank | Bank | 1 | $31.4M | 2.10% |
| 9 | Bedford Loan & Deposit Bank | Bank | 1 | $28.5M | 1.91% |
| 10 | FIRST NATIONAL BANK OF KENTUCKY | Bank | 1 | $15.0M | 1.00% |
| 2 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.49B | 12 | 17 | Stock Yards Bank & Trust Company | 35.4% | 2,219 |
| 2025 | $1.36B | 12 | 17 | Stock Yards Bank & Trust Company | 31.1% | 2,097 |
| 2024 | $1.29B | 12 | 17 | PNC Bank, National Association | 31.8% | 2,042 |
| 2023 | $1.24B | 12 | 16 | PNC Bank, National Association | 33.7% | 2,064 |
| 2022 | $1.33B | 13 | 17 | PNC Bank, National Association | 34.4% | 2,029 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.