| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Paducah Bank and Trust Company | Bank | 5 | $783.2M | 30.20% |
| 2 | Regions Bank | Bank | 4 | $270.6M | 10.43% |
| 3 | U.S. Bank National Association | Bank | 4 | $270.3M | 10.42% |
| 4 | Community Financial Services Bank | Bank | 2 | $268.6M | 10.36% |
| 5 | Independence Bank of Kentucky | Bank | 3 | $250.6M | 9.66% |
| 6 | Signet Federal Credit Union | Credit union | 4 | $247.8M* | 9.55% |
| 7 | Banterra Bank | Bank | 2 | $213.5M | 8.23% |
| 8 | C-Plant Federal Credit Union | Credit union | 4 | $115.3M* | 4.45% |
| 9 | FNB Bank, Inc. | Bank | 2 | $80.8M | 3.12% |
| 10 | Truist Bank | Bank | 1 | $44.5M | 1.72% |
| 4 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $2.59B | 14 | 35 | The Paducah Bank and Trust Company | 30.2% | 1,523 |
| 2024 | $2.49B | 14 | 35 | The Paducah Bank and Trust Company | 29.7% | 1,518 |
| 2023 | $2.42B | 14 | 35 | The Paducah Bank and Trust Company | 28.5% | 1,481 |
| 2022 | $2.39B | 14 | 38 | The Paducah Bank and Trust Company | 27.9% | 1,488 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.