| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | FNB Bank, Inc. | Bank | 3 | $364.3M | 35.03% |
| 2 | First Kentucky Bank, Inc. | Bank | 3 | $216.0M | 20.77% |
| 3 | Community Financial Services Bank | Bank | 1 | $94.7M | 9.11% |
| 4 | Signet Federal Credit Union | Credit union | 1 | $83.0M* | 7.98% |
| 5 | Independence Bank of Kentucky | Bank | 1 | $74.0M | 7.12% |
| 6 | Regions Bank | Bank | 1 | $65.7M | 6.32% |
| 7 | U.S. Bank National Association | Bank | 1 | $56.9M | 5.47% |
| 8 | First Community Bank of the Heartland, Inc. | Bank | 1 | $31.3M | 3.01% |
| 9 | C-Plant Federal Credit Union | Credit union | 1 | $31.0M* | 2.98% |
| 10 | Your Hometown Federal Credit Union | Credit union | 1 | $23.1M* | 2.22% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.04B | 10 | 14 | FNB Bank, Inc. | 35.0% | 1,949 |
| 2025 | $1.04B | 10 | 14 | FNB Bank, Inc. | 34.2% | 1,929 |
| 2024 | $986.3M | 10 | 14 | FNB Bank, Inc. | 33.8% | 1,955 |
| 2023 | $992.8M | 10 | 15 | FNB Bank, Inc. | 35.7% | 2,023 |
| 2022 | $1.01B | 10 | 14 | FNB Bank, Inc. | 38.1% | 2,137 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.