| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | FNB Bank, Inc. | Bank | 3 | $355.5M | 34.24% |
| 2 | First Kentucky Bank, Inc. | Bank | 3 | $218.2M | 21.01% |
| 3 | Community Financial Services Bank | Bank | 1 | $118.6M | 11.42% |
| 4 | Independence Bank of Kentucky | Bank | 1 | $79.7M | 7.68% |
| 5 | Regions Bank | Bank | 1 | $66.8M | 6.43% |
| 6 | Signet Federal Credit Union | Credit union | 1 | $61.9M* | 5.97% |
| 7 | U.S. Bank National Association | Bank | 1 | $54.6M | 5.26% |
| 8 | First Community Bank of the Heartland, Inc. | Bank | 1 | $29.1M | 2.80% |
| 9 | C-Plant Federal Credit Union | Credit union | 1 | $28.8M* | 2.78% |
| 10 | Your Hometown Federal Credit Union | Credit union | 1 | $25.1M* | 2.42% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.04B | 10 | 14 | FNB Bank, Inc. | 34.2% | 1,929 |
| 2024 | $986.3M | 10 | 14 | FNB Bank, Inc. | 33.8% | 1,955 |
| 2023 | $992.7M | 10 | 15 | FNB Bank, Inc. | 35.7% | 2,022 |
| 2022 | $1.01B | 10 | 14 | FNB Bank, Inc. | 38.1% | 2,137 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.