| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Murray Bank | Bank | 3 | $476.7M | 38.64% |
| 2 | Community Financial Services Bank | Bank | 2 | $239.2M | 19.39% |
| 3 | Regions Bank | Bank | 1 | $104.3M | 8.45% |
| 4 | Truist Bank | Bank | 1 | $97.6M | 7.91% |
| 5 | FNB Bank, Inc. | Bank | 2 | $81.8M | 6.63% |
| 6 | Independence Bank of Kentucky | Bank | 2 | $77.3M | 6.26% |
| 7 | First Financial Bank, National Association | Bank | 1 | $68.8M | 5.57% |
| 8 | U.S. Bank National Association | Bank | 1 | $58.2M | 4.72% |
| 9 | Main Impact Federal Credit Union | Credit union | 2 | $20.8M* | 1.69% |
| 10 | Bank of Cadiz and Trust Company | Bank | 1 | $6.6M | 0.54% |
| 1 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.23B | 11 | 17 | The Murray Bank | 38.6% | 2,143 |
| 2025 | $1.27B | 12 | 17 | The Murray Bank | 37.2% | 2,025 |
| 2024 | $1.21B | 12 | 17 | The Murray Bank | 36.5% | 1,976 |
| 2023 | $1.25B | 13 | 18 | The Murray Bank | 33.0% | 1,713 |
| 2022 | $1.31B | 13 | 19 | The Murray Bank | 31.5% | 1,729 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.