| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Y-12 Federal Credit Union | Credit union | 3 | $235.0M* | 44.07% |
| 2 | Community Trust Bank, Inc. | Bank | 3 | $124.5M | 23.35% |
| 3 | Hearthside Bank Corporation | Bank | 1 | $107.6M | 20.18% |
| 4 | Commercial Bank | Bank | 2 | $51.2M | 9.61% |
| 5 | Arh Federal Credit Union | Credit union | 1 | $14.8M* | 2.78% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $533.2M | 5 | 10 | Y-12 Federal Credit Union | 44.1% | 2,995 |
| 2024 | $290.5M | 4 | 7 | Community Trust Bank, Inc. | 42.3% | 3,431 |
| 2023 | $290.7M | 4 | 7 | Community Trust Bank, Inc. | 41.6% | 3,380 |
| 2022 | $296.3M | 4 | 7 | Community Trust Bank, Inc. | 40.9% | 3,365 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.