| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Lake City Bank | Bank | 14 | $1.48B | 52.79% |
| 2 | Everwise Credit Union | Credit union | 2 | $202.8M* | 7.24% |
| 3 | Northwest Bank | Bank | 3 | $172.9M | 6.17% |
| 4 | PNC Bank, National Association | Bank | 2 | $135.8M | 4.85% |
| 5 | 1st Source Bank | Bank | 2 | $117.2M | 4.18% |
| 6 | Interra Credit Union | Credit union | 1 | $105.0M* | 3.75% |
| 7 | Via Credit Union | Credit union | 1 | $86.3M* | 3.08% |
| 8 | Crossroads Bank | Bank | 2 | $81.9M | 2.92% |
| 9 | Horizon Bank | Bank | 2 | $77.9M | 2.78% |
| 10 | KeyBank National Association | Bank | 2 | $70.2M | 2.51% |
| 6 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $2.80B | 16 | 38 | Lake City Bank | 52.8% | 2,983 |
| 2025 | $2.82B | 16 | 38 | Lake City Bank | 54.5% | 3,163 |
| 2024 | $2.70B | 16 | 38 | Lake City Bank | 54.1% | 3,119 |
| 2023 | $2.59B | 16 | 38 | Lake City Bank | 50.2% | 2,744 |
| 2022 | $2.53B | 16 | 39 | Lake City Bank | 47.2% | 2,482 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.