| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Bank of Berne | Bank | 3 | $493.4M | 41.50% |
| 2 | The Farmers & Merchants State Bank | Bank | 4 | $231.4M | 19.46% |
| 3 | First Merchants Bank | Bank | 1 | $132.9M | 11.18% |
| 4 | Three Rivers Federal Credit Union | Credit union | 1 | $83.2M* | 7.00% |
| 5 | Fifth Third Bank, National Association | Bank | 1 | $61.2M | 5.15% |
| 6 | Flagstar Bank, National Association | Bank | 1 | $60.4M | 5.08% |
| 7 | Profed Federal Credit Union | Credit union | 1 | $50.6M* | 4.25% |
| 8 | Midwest America Federal Credit Union | Credit union | 1 | $44.5M* | 3.75% |
| 9 | Central Soya Federal Credit Union | Credit union | 1 | $27.2M* | 2.29% |
| 10 | Mercer Savings Bank | Bank | 3 | $4.1M | 0.35% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.19B | 10 | 17 | First Bank of Berne | 41.5% | 2,365 |
| 2025 | $1.14B | 8 | 13 | First Bank of Berne | 45.3% | 2,720 |
| 2024 | $1.12B | 9 | 14 | First Bank of Berne | 42.2% | 2,460 |
| 2023 | $1.13B | 9 | 14 | First Bank of Berne | 42.1% | 2,423 |
| 2022 | $1.14B | 9 | 15 | First Bank of Berne | 42.5% | 2,434 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.