| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Citizens Equity First Credit Union | Credit union | 2 | $424.2M* | 29.62% |
| 2 | Morton Community Bank | Bank | 5 | $329.0M | 22.97% |
| 3 | Heartland Bank and Trust Company | Bank | 6 | $254.1M | 17.74% |
| 4 | Goodfield State Bank | Bank | 4 | $214.9M | 15.01% |
| 5 | Flanagan State Bank | Bank | 2 | $90.9M | 6.34% |
| 6 | Commerce Bank | Bank | 1 | $83.0M | 5.80% |
| 7 | Cooperative Choice Network Credit Union | Credit union | 1 | $36.1M* | 2.52% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.43B | 7 | 21 | Citizens Equity First Credit Union | 29.6% | 2,025 |
| 2025 | $1.38B | 7 | 21 | Citizens Equity First Credit Union | 29.3% | 2,013 |
| 2024 | $1.33B | 7 | 21 | Citizens Equity First Credit Union | 29.7% | 2,026 |
| 2023 | $1.38B | 7 | 21 | Citizens Equity First Credit Union | 31.6% | 2,143 |
| 2022 | $1.43B | 7 | 21 | Citizens Equity First Credit Union | 30.6% | 2,165 |
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