| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Vallant Bank | Bank | 1 | $176.3M | 30.00% |
| 2 | Pinnacle Bank | Bank | 1 | $152.2M | 25.90% |
| 3 | Northeast Georgia Bank | Bank | 1 | $104.6M | 17.80% |
| 4 | First-Citizens Bank & Trust Company | Bank | 1 | $67.1M | 11.41% |
| 5 | SouthState Bank, National Association | Bank | 1 | $66.2M | 11.27% |
| 6 | North Georgia Credit Union | Credit union | 1 | $21.2M* | 3.61% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $587.5M | 6 | 6 | Vallant Bank | 30.0% | 2,158 |
| 2025 | $569.2M | 6 | 6 | Vallant Bank | 28.5% | 2,166 |
| 2024 | $560.4M | 6 | 6 | Synovus Bank | 29.3% | 2,122 |
| 2023 | $590.1M | 6 | 6 | Synovus Bank | 26.3% | 2,014 |
| 2022 | $527.4M | 6 | 6 | Vallant Bank | 26.1% | 1,991 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.