| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Federal Bank | Bank | 3 | $586.3M | 53.36% |
| 2 | Lafayette State Bank | Bank | 2 | $144.4M | 13.14% |
| 3 | TD Bank, National Association | Bank | 1 | $123.3M | 11.22% |
| 4 | Ameris Bank | Bank | 1 | $117.5M | 10.69% |
| 5 | Radiant Credit Union | Credit union | 1 | $64.6M* | 5.88% |
| 6 | Capital City Bank | Bank | 1 | $51.5M | 4.68% |
| 7 | Suwannee River Federal Credit Union | Credit union | 1 | $11.2M* | 1.02% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.10B | 7 | 10 | First Federal Bank | 53.4% | 3,318 |
| 2025 | $978.6M | 7 | 10 | First Federal Bank | 47.3% | 2,827 |
| 2024 | $941.7M | 7 | 10 | First Federal Bank | 47.1% | 2,800 |
| 2023 | $930.3M | 7 | 10 | First Federal Bank | 48.1% | 2,860 |
| 2022 | $918.2M | 7 | 10 | First Federal Bank | 48.0% | 2,848 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.