| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Madison County Community Bank | Bank | 1 | $172.5M | 49.83% |
| 2 | Wells Fargo Bank, National Association | Bank | 1 | $75.5M | 21.82% |
| 3 | Blue Coast Federal Credit Union | Credit union | 1 | $55.9M* | 16.16% |
| 4 | Capital City Bank | Bank | 1 | $36.1M | 10.44% |
| 5 | Madison Education Assoc. Credit Union | Credit union | 1 | $6.1M* | 1.76% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $346.2M | 5 | 5 | Madison County Community Bank | 49.8% | 3,332 |
| 2025 | $328.7M | 5 | 5 | Madison County Community Bank | 50.8% | 3,386 |
| 2024 | $313.5M | 5 | 5 | Madison County Community Bank | 50.9% | 3,405 |
| 2023 | $302.4M | 5 | 5 | Madison County Community Bank | 53.1% | 3,534 |
| 2022 | $319.5M | 5 | 5 | Madison County Community Bank | 53.4% | 3,557 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.