| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | Bank | 1 | $282.3M | 24.34% |
| 2 | Wells Fargo Bank, National Association | Bank | 2 | $281.8M | 24.30% |
| 3 | U.S. Bank National Association | Bank | 1 | $268.7M | 23.17% |
| 4 | Bank of America, National Association | Bank | 1 | $185.8M | 16.02% |
| 5 | Mechanics Bank | Bank | 1 | $81.3M | 7.01% |
| 6 | Monterey Credit Union | Credit union | 1 | $60.0M* | 5.17% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.16B | 6 | 7 | JPMorgan Chase Bank, National Association | 24.3% | 2,052 |
| 2024 | $1.24B | 6 | 8 | JPMorgan Chase Bank, National Association | 27.7% | 2,067 |
| 2023 | $1.28B | 6 | 8 | U.S. Bank National Association | 25.9% | 2,008 |
| 2022 | $995.7M | 5 | 7 | JPMorgan Chase Bank, National Association | 29.6% | 2,372 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.