| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Bank of Vernon | Bank | 2 | $218.2M | 43.11% |
| 2 | Alabama Credit Union | Credit union | 2 | $92.5M* | 18.28% |
| 3 | Avadian Credit Union | Credit union | 1 | $67.7M* | 13.37% |
| 4 | West Alabama Bank & Trust | Bank | 1 | $48.0M | 9.48% |
| 5 | First State Bank of the South, Inc. | Bank | 1 | $43.1M | 8.52% |
| 6 | First National Bank | Bank | 1 | $36.7M | 7.24% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $506.2M | 6 | 8 | The Bank of Vernon | 43.1% | 2,586 |
| 2025 | $479.0M | 6 | 8 | The Bank of Vernon | 38.7% | 2,333 |
| 2024 | $406.7M | 6 | 7 | The Bank of Vernon | 39.6% | 2,329 |
| 2023 | $401.6M | 6 | 7 | The Bank of Vernon | 37.5% | 2,219 |
| 2022 | $390.7M | 6 | 8 | The Bank of Vernon | 37.1% | 2,189 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.