| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Bank of Vernon | Bank | 2 | $185.2M | 38.67% |
| 2 | Alabama Credit Union | Credit union | 2 | $93.5M* | 19.51% |
| 3 | Avadian Credit Union | Credit union | 1 | $66.3M* | 13.85% |
| 4 | West Alabama Bank & Trust | Bank | 1 | $51.6M | 10.78% |
| 5 | First State Bank of the South, Inc. | Bank | 1 | $44.9M | 9.36% |
| 6 | First National Bank | Bank | 1 | $37.5M | 7.83% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $479.0M | 6 | 8 | The Bank of Vernon | 38.7% | 2,333 |
| 2024 | $406.7M | 6 | 7 | The Bank of Vernon | 39.6% | 2,329 |
| 2023 | $401.6M | 6 | 7 | The Bank of Vernon | 37.5% | 2,219 |
| 2022 | $328.8M | 5 | 6 | The Bank of Vernon | 44.1% | 2,737 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.