| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | CB&S Bank, Inc. | Bank | 6 | $479.8M | 47.95% |
| 2 | Community Spirit Bank | Bank | 3 | $140.9M | 14.08% |
| 3 | Valley State Bank | Bank | 3 | $139.4M | 13.93% |
| 4 | Bank Independent | Bank | 3 | $87.2M | 8.71% |
| 5 | Listerhill Credit Union | Credit union | 1 | $72.8M* | 7.28% |
| 6 | First Metro Bank | Bank | 1 | $45.0M | 4.50% |
| 7 | Alabama Central Credit Union | Credit union | 1 | $21.4M* | 2.14% |
| 8 | Valley Credit Union | Credit union | 1 | $14.0M* | 1.40% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.00B | 8 | 19 | CB&S Bank, Inc. | 48.0% | 2,847 |
| 2025 | $964.1M | 8 | 19 | CB&S Bank, Inc. | 47.7% | 2,818 |
| 2024 | $904.9M | 8 | 20 | CB&S Bank, Inc. | 44.2% | 2,570 |
| 2023 | $913.1M | 8 | 20 | CB&S Bank, Inc. | 42.6% | 2,470 |
| 2022 | $980.4M | 8 | 20 | CB&S Bank, Inc. | 47.4% | 2,785 |
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