| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Southern State Bank | Bank | 2 | $145.4M | 26.20% |
| 2 | Regions Bank | Bank | 1 | $111.8M | 20.15% |
| 3 | Emblem Credit Union | Credit union | 1 | $79.8M* | 14.37% |
| 4 | Peoples Bank of Alabama | Bank | 1 | $77.3M | 13.93% |
| 5 | Union State Bank | Bank | 2 | $51.4M | 9.26% |
| 6 | Alabama One Credit Union | Credit union | 1 | $42.6M* | 7.67% |
| 7 | The Southern Bank Company | Bank | 1 | $33.1M | 5.96% |
| 8 | Farmers and Merchants Bank | Bank | 1 | $13.6M | 2.45% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $554.9M | 8 | 10 | First Southern State Bank | 26.2% | 1,679 |
| 2025 | $562.5M | 8 | 10 | First Southern State Bank | 24.8% | 1,637 |
| 2024 | $547.7M | 8 | 10 | First Southern State Bank | 22.9% | 1,601 |
| 2023 | $580.2M | 8 | 10 | First Southern State Bank | 22.0% | 1,586 |
| 2022 | $606.6M | 8 | 10 | First Southern State Bank | 19.5% | 1,432 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.