| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Southern State Bank | Bank | 2 | $139.5M | 24.80% |
| 2 | Regions Bank | Bank | 1 | $108.9M | 19.36% |
| 3 | Emblem Credit Union | Credit union | 1 | $85.9M* | 15.27% |
| 4 | Peoples Bank of Alabama | Bank | 1 | $80.1M | 14.24% |
| 5 | Union State Bank | Bank | 2 | $59.5M | 10.58% |
| 6 | Alabama One Credit Union | Credit union | 1 | $44.6M* | 7.92% |
| 7 | The Southern Bank Company | Bank | 1 | $31.7M | 5.64% |
| 8 | Farmers and Merchants Bank | Bank | 1 | $12.3M | 2.18% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $562.5M | 8 | 10 | First Southern State Bank | 24.8% | 1,637 |
| 2024 | $547.7M | 8 | 10 | First Southern State Bank | 22.9% | 1,601 |
| 2023 | $578.5M | 8 | 10 | First Southern State Bank | 22.1% | 1,585 |
| 2022 | $604.9M | 8 | 10 | First Southern State Bank | 19.6% | 1,432 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.